Salad Money Mind

Mersey Care is continuing its links to Salad Money, an organisation which offers a service to people who may have impaired credit scores. Salad Money provide small loans and free financial education as a not-for-profit social enterprise.

Salad Money offers Mersey Care staff loans of up to £1,000 over 12-18 months. The partnership we have with Salad Money enables you to get the lower rate of 34.9% APR and repayments can be deducted directly from your salary. You don’t have to worry about a thing in terms of repayments because it’s all taken care of, ahead of your pay day. The added benefit in our partnership with Salad Money is that they don’t use credit scores in their affordability assessments and borrowing from them has no impact on your credit score whatsoever. So, if you need a little helping hand financially, please visit

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In their latest project, Salad are calling on “savvy spenders”. You can find out now with Salad Money Mind. Salad Money Mind uses Open Banking data to analyse your spending habits, anonymously compare them with your colleagues in a similar pay band, assess whether you are claiming all the benefits you are entitled to and helps you identify avenues to resolving unaffordable borrowing. All this helps you to move further into financial resilience. Did you know in the UK every year more than £16bn worth of benefits go unclaimed? Make sure you’re getting yours, with

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