NHS Credit Union

The NHS Credit Union offers affordable savings and ethical loans for NHS staff and their families, across Scotland and the North of England. It is a not-for-profit organisation.

The NHS Credit Union is your staff owned credit union, 26 years old, they are a not-for-profit financial cooperative, set up to combat unethical lending, and encourage a savings culture among the NHS workforce and their families.

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We caught up with them to ask a few key questions about the service, and how it works:

  1. What are the biggest benefits for me and my family?  

Pay roll deduction and building savings direct from your NHS salary are two big benefits.

It’s easy to set up, and we have ethical loan products to give you and your family piece of mind, as well as instant access to your money through our NHS Credit Union app. Family members who live with you can join too, many current members also save for their children.

  1. Is it easy to join?   

Very easy. Just download our NIVO app and you can join today, straight from your phone, Nivo | NHS Credit Union,

Alternatively, you can visit www.nhscredit union.com, or give us a call on 0141 445 0022 to get started.

  1. Are my savings secure?  

Yes, very secure. The NHS Credit Union is dual regulated by the PRA  and the FCA - your savings are insured up to £85k.

  1. Who’s eligible to join?   

Our common bond reaches from Shetland to Sheffield.

We’re open to all NHS staff members currently working or retired, as well as family members who live with them - you can also open accounts for the children and young people in your life.

      5.    Where can I find out more? 

You can find lots more information about the service and our fantastic team over at the NHS Credit Union website.

Still have questions? You’ll find lots more FAQs over on our website, our team are happy to help with any queries or guidance too, you can reach us as above.

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It is understood that Mersey Care are promoting intervention and awareness sessions as part of their financial wellbeing offer, and do not take any responsibility nor accountability for any future agreements made between Mersey Care colleagues and external financial/utility businesses.